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The Modern Divorce.

The modern day Illinois divorce is usually little more than a simple clerical matter. By the time you have made the decision to get a divorce, the marriage has ended, and all that remains is to take care of the legal ties.

Ending the legal ties often includes dividing up any property from the marriage or just identifying the separate property of the parties.

If there are children of the parties, typically custody, child support, and visitation, will be set out in the divorce paperwork making it easier on every one involved - including the children.

Clearly spelling out who is to do what, when, and under what terms and conditions, eases the normal stress of a divorce, leaving less to be 'argued' over.

Child support is calculated based on the Illinois State Guidelinesfor determining child support, eliminating what might otherwise be the biggest 'problem area' between divorcing parents. Unless the parents reach an agreement about the amount of child support to be paid, the Illinois State Child Support Guidelines are presumed to produce an amount of support that is fair and equitable to the parents and more importantly, in the best interest of the children. It is now the policy of virtually all states to encourage joint legal custody of children whenever practical. Joint legal custody does not necessarily mean a 50:50 time sharing of the children, although some parents are very creative in working out a parenting plan doing just that, or at least close to it. Joint legal custody also does not mean that there won't be any child support ordered. Joint legal custody is in reality is more a50:50 sharing of the responsibility for decision makingabout the things that affect the lives of the children.

In the most 'common' joint custody plan,1 parent has primary physical possession, and thenon-custodial parent has the standard visitationof basically every other weekend, alternating holidays, and an extended period in the summer, and pays child support based on the Illinois State Child Support Guidelines. In the real world, joint legal custody is typically a parenting plan thatkeeps both parents actively involved in all of the major decisions impacting the child and gives the non-custodial parent a greater role in the lives of their children.View Standard Visitation Schedule.

The majority of divorces are granted by agreement of both spouses.That means that for the majority of spouses, they have reached an agreement about how they want the affairs of their divorce settled andrather than needing or wanting someone to 'tell' them what they 'ought' todo; what they really want is someone to simply do the paperwork - according to the way they have decided to settle their divorce, and give them the procedural information they need to process their divorce without hiring a lawyer. That is exactly what we do.You make the decisions - We Do the Paperwork; and provide the procedural information to 'walk' you through the process from filing the initial paperwork to walking out of the courthouse a newly divorced single person.

Everyone knows that you can represent yourself in a murder trial, we hear about it almost daily on the news, but few people realize that there is no law in any state requiring you to hire a lawyer; you are not required to hire a lawyer to handle any legal matter for you - including your divorce.


The following sections provide general information on the various aspects of divorce, custody, support, visitation, and property division settling the affairs of the marriage.


Who can file for divorce in Illinois?

the filing spouse must have been a resident of Illinois for at least 90 days immediately before filing for divorce (called dissolution in Illinois).

What are the grounds for divorce in Illinois?

Illinois only has 1 ground for divorce - no-fault:

How long does it take to get a divorce in Illinois?

Illinois has a 90 day waiting period from the date the respondent spouse is officially 'served' the divorce papers, or the date the respondent signs an acknowledgment of service avoiding the requirement of formal service.

What is "Service" for purposes of a divorce in Illinois?

Unless the respondent spouse signs an acknowledgment of service, (agreed divorce), he or she is entitled to legal 'service' i.e. notice that a divorce has been filed. Personal service may be by either a Sheriff or other person appointed by the court to make legal service. the Sheriff or process server actually hands the divorce papers to the respondent and completes a return of service stating that they did in fact personally deliver the divorce papers to the respondent. the Return of Service is then filed with the clerk as proof that the respondent was duly served. the respondent is not required to sign anything when they are served with divorce papers. they are entitled to notice. they are not required to sign anything or give their consent to a divorce. (See the section below for service of a 'missing' spouse).

Can a divorce be granted if the respondent's whereabouts are unknown?

If the filing spouse has made a 'good faith effort' to locate the missing spouse, and can swear under oath and penalty of perjury that they do not know the current whereabouts of the respondent and have made an effort to locate them, the missing respondent can be 'served' by publication of a notice in a local newspaper.

What are the fees filing for divorce in Illinois?

Each county in Illinois sets its own fees for filing legal documents. the filing fee for divorce is generally in the range of $65. If service is made to the respondent by a sheriff or process server, there is an additional fee for service of approximately $25. You can call the clerk at the courthouse and find out the exact fees for that county.

How is property divided in a divorce in Illinois?

Illinois is an "equitable distribution" state, generally meaning that all marital property acquired during the marriage is subject to division. Property brought into the marriage i.e. that a person had before the marriage are not subject to division in a divorce.

How are marital debts divided in a divorce in Illinois?

Most divorcing spouses set out who will pay what debts as part of their marital settlement agreement during the divorce process, and close all of their joint accounts.

Does Illinois have Alimony?

Yes. Alimony may be awarded to either spouse for their support and maintenance after the divorce. It is based on the financial circumstances of the divorcing spouses. the needs of one spouse and the ability of the other spouse to pay are the primary factors in determining alimony. Since most spouses are working, alimony (if awarded at all), is usually for a shorter period of time, and smaller amount than in the past. Alimony may be paid in a lump sum payment of money or the award of some property.

Adultery as the cause of the parties' separation defeats a claim for alimony in Illinois. Other mitigating factors such as the ability to earn, high marital debts to be paid etc. may serve to make alimony unrealistic.

Are there guidelines for custody of children in Illinois?

Most parents agree about the custody, child support, and visitation issues relating to their children. Joint custody arrangements have become common place and in some states the "norm" in determining the care, custody and support of children. If the parents are unable to 'work it out', a judge will ultimately decide these issues for the parents. Children who are at least 14 years of age may choose to live with a parent provided the parent is not considered 'unfit' to care for the child. (See the section on Children below for detailed information on custody, support and visitation).

How is Child Support determined in Illinois?

Illinois, like all other states, has guidelines for determining the amount of child support to be paid. the guideline amount is presumed to arrive at an amount of support that is in the child's best interest. If the parents are unable to agree to an amount of child support, the court will determine the amount of support based on the Child Support Guidelines. (See the section below on Child Support for a copy of the guidelines).

What about medical insurance for the children?

A determination as to who is going to provide medical health care insurance for the children and how any uninsured medical expenses shall be paid between the parties is typically part of the parties' marital settlement agreement during the divorce process. If medical insurance is available through a parent's employment, they are required to cover their children through the plan.

How permanent are the provisions for child custody and support?

As in any other state, orders providing for the support and custody of children is subject to modification after the divorce if their is a substantial change in the circumstances of the parties i.e. an increase or decrease in income or a change in the living arrangements of the children.

Can the spouses agree to everything?

YES! Every part of a divorce can be agreed to by the spouses. the court will review your agreement, and unless the agreement is patently unjust, the court will simply approve the parties' agreement. Courts would prefer the parties work out their own terms of divorce i.e. property division, and more importantly the care, custody and support of children. After all, who knows best what will or will not work than the parents? If the parties are unable to reach their own agreement, the court will make the decisions. Depending on how 'busy' the court is, it may take as long as 6 months to get a court date for a Permanent Order's hearing. Child support, however, must generally be an amount at least equal to that calculated using the Illinois Child Support Guidelines.

Automatic Restraining Order

Once a divorce is filed, a special court order called a "Temporary Injunction" automatically goes into effect protecting both parties. the order is standard and basically says:

  • children shall not be taken out of the state for any reason without the written agreement of both parents or a court order;
  • neither party shall disturb or harass the other; and
  • property of the marriage shall not be hidden, destroyed, transferred or borrowed against without consent, except in the usual course of business or for the necessities of life.

Agreed Divorce

In an agreed divorce, one spouse files the papers at the local court house and gives the other spouse a copy of the filed divorce papers. that spouse then signs a waiver of official service of citation which basically acknowledges that they have received a copy of the divorce papers and that the divorce may proceed without them having to do anything else or even having to appear at the final divorce hearing.

Default Divorce

In a default divorce, only one spouse (the one filing the divorce) is required to sign anything. One spouse files the divorce papers. the other spouse is then notified by being delivered a copy of the divorce papers by the Sheriff, Constable or other authorized process server, (and in some states by certified mail). the spouse being "served" with the divorce papers is not required to sign anything. All that is required is proof that they were notified - not their consent. You cannot force someone to stay married to you.

Missing Spouse

If you don't know where your spouse can be found to be 'served' (notified), and you have made a good faith effort to locate them, you can still get your divorce. Missing spouses can be 'notified' by:
  • running a notice in a local newspaper.

    the Process of Divorce

    there are only three basic procedural steps to divorce:

    • File divorce papers
    • Notify Spouse
    • Final Divorce Judgment (90 days after service)

    Filing Fees

    You pay the same filing fees and court costs that lawyers pay. the exact amount will vary from county to county, but will be in the range of $100.

    Online Printable Divorce Order FormPoint - Click - Print!

      CHILDREN

      Child Custody; Support; Visitation

      CHILD SUPPORT

      Illinois has guidelines for child support that are presumed to be in the child's best interest. Unless both parents agree to an amount other than that calculated using the guidelines, child support will be based on the guidelines as a percentage of the parent who will pay the support'sgross income.

      The following is excerpted from the Illinois Child Support Statute)

      the entire CO statutes can be found in your local library

      14-10-115. Child Support Guidelines - Schedule of Basic Child Support Obligations.

      (1)In a proceeding for dissolution of marriage, legal separation, maintenance, or child support, the court may order either or both parents owing a duty of support to a child of the marriage to pay an amount reasonable or necessary for his support, without regard to marital misconduct, after considering all relevant factors including:

      • the financial resources of the child;
      • the financial resources of the custodial parent;
      • the standard of living the child 'would have' enjoyed had the marriage not been dissolved;
      • the physical & emotional condition of the child and his educational needs; and
      • the financial resources and needs of the non custodial parent.

      (1.5)(a)Unless a court finds that a child is otherwise emancipated, emancipation occurs and child support terminates when the child attains nineteen years of age unless one or more of the following conditions exists:

      • the parties agree otherwise in a written stipulation after July 1, 1991
      • if the child is mentally or physically disabled
      • if the child is still in high school or an equivalent program, support continues until the end of the month following graduation, unless there is an order for post secondary education, in which case support continues through post secondary education
      • a child who ceases to attend high school prior to graduation and later re enrolls is entitled to support upon re enrollment, but not beyond age twenty one.

      Medical health Insurance:(2)(a)In orders issued pursuant to this section, the court shall order that either or both parents initiate the inclusion of the child under a medical insurance policy or medical and dental insurance policies currently in effect for their benefit, purchase medical insurance or medical and dental insurance policies for the child, or in some other manner provide for the current and future medical needs of the child. At the same time, the court shall order payment of medical insurance or medical and dental insurance deductibles and co payments.

      the payment of a premium to provide health insurance coverage on behalf of the children subject to the order shall be added to the basic child support obligation and shall be divided between the parents in proportion to their adjusted gross income.

      Computation of Child Support: except in cases of shared physical custody or split custody, a total child support obligation is determined by adding each parent's respective obligations for the basic child support obligation, work related net child care costs, extraordinary medical expenses, and extraordinary adjustments to the schedule. the custodial parent shall be presumed to spend his or her total child support obligation directly on the children. the non-custodial parent shall owe his or her total child support obligation as child support to the custodial parent minus any work related net child care costs, extraordinary medical expenses, and extraordinary adjustments to the schedule.

      (14.5)Dependency exemptions. Unless otherwise agreed upon by the parties, the court shall allocate the right to claim dependent children for income tax purposes between the parties in proportion to their contributions ot the costs of raising the children. A parent shall not be entitled to claim a child as a dependent if her or she has not paid all court-ordered child support for that tax year or if claiming the child as a dependent would not result in any tax benefit.

      (b)(1)Stipulations presented to the court shall be reviewed by the court for approval. No hearing shall be required, however, the court shall use the guideline to review the adequacy of child support orders negotiated by the parties as well as the financial affidavit which fully discloses the financial status of the parties required for use of the guidelines.

      (I)(A)"Gross income" includes income from any source and includes, but is not limited to, income from salaries, wages, including tips calculated pursuant to the federal internal revenue service percentage of gross wages, commissions, bonuses, dividends, severance pay, pensions, interest, trust income, annuities, capital gains, social security benefits, workers' compensation benefits, unemployment insurance benefits, disability insurance benefits, gifts, prizes, and alimony or maintenance received. Gross income does not include child support payments received.

      (I)(B)Gross income does not include benefits received rom means tested public assistance programs

      (I)(C)Gross income includes overtime pay only if the overtime is required by the employer as a condition of employment. (II)A)For income from self-employment, rent, royalties, proprietorship of a business, or joint ownership of a partnership or closely held corporation, "gross income" means gross receipts minus ordinary and necessary expenses required to produce such income.

      (III)d)the amount of child support actually paid by a parent what an order for support of other children shall be deducted from that parent's gross income.

      (e) Shared physical custody means that each parent keeps the children overnight for more than 92 nights each year and that both parents contribute to the child's expenses in addition to any payment of child support. [because it is presumed that certain basic expenses for children will be duplicated, an adjustment for shared physical custody is made by multiplying the basic child support obligation by one and fifty one-hundredths (1.50)]

      (9)Split custody means that each parent has physical custody of at least one of the children.

      (10)Basic child support obligation shall be determined using the schedule of basic child support obligations contained herein. the basic obligation shall be divided between the parents in proportion to their adjusted gross incomes.

      Child Care Costs: Net child care costs incurred on behalf of the children due to employment or job search of either parent shall be added to the basic obligation and shall be divided between the parents in proportion to their adjusted gross incomes.

      For purposes of the Child Support Guidelines:

      • II)Gross combined income in the schedule means the combined MONTHLY adjusted gross incomes of both parents.
      • Adjusted gross income means gross income less preexisting child support obligations and less alimony or maintenance actually paid by the parent.
      • the judge may use his judicial discretion in determining child support in circumstances where a parent is living below a minimum subsistence level; except that a minimum child support payment of twenty to fifty dollars per month, based on resources and living expenses of the obligor shall be required even in such instances.

      Sample Child Support Worksheet
      MONTHLY Gross Income Mother Father Combined
      a. minus preexisting child support _______ _______ _______
      b. minus maintenance paid _______ _______ _______
      c. minus responsibility for other children: Mother _______ _______ _______
      2. MONTHLY ADJUSTED GROSS INCOME _______ _______ _______
      3. PERCENTAGE SHARE OF INCOME _______ _______ _______
      4. BASIC OBLIGATION (line 2 combined and Schedule) _______ _______ _______
      5. ADJUSTMENTS _______ _______ _______
      a. Work related Child Care Costs (Actual Cost) _______ _______ _______
      b. health insurance premium (child's portion) _______ _______ _______
      c. Extraordinary medical expenses (uninsured only) _______ _______ _______
      d. Extraordinary expense (Agreed or Court approved) _______ _______ _______
      e. Minus extraordinary adjustments _______ _______ _______
      f. Total Adjustments _______ _______ _______
      6. TOTAL CHILD SUPPORT OBLIGATION _______ _______ _______
      7. EACH PARENT'S SHARE OF OBLIGATION _______ _______ _______
      8. NONCUSTODIAL PARENT ADJUSTMENT _______ _______ _______
      RECOMMENDED ORDER (subtract line 7 & 8 from line 6) _______ _______ _______
      Number of Children to Support From this Marriage
      1 = 17-23% 2 = 23-28% 3 = 25-32% 4 = 29-35% 5 (or more) = 31-37%

      withholding Child Support From Earnings

      Virtually every state has a provision for withholding child support directly from the earnings of the parent who is ordered to pay child support; much like the way income tax is withheld. this makes both receiving and paying child support 'easier' and more certain for both parents. Child support is typically withheld and sent to the state agency authorized to receive and disburse payments. Once the support has been 'logged' in to verify that it was paid, the payment is then forwarded to the parent who is to receive support for the benefit of the children.

      Visitation with Children

      Much like calculating child support, the standard visitation 'schedule' which is presumed to be in the best interest of the children is 'universally' accepted. although parents are generally free to visit with their children at all times mutually agreed to by the parties, the Standard visitation schedule provides a 'safety net' for those times when parents cannot agree. with some minor differences, generally all states use what is considered to be the "standard" visitation schedule which is basically: Every other weekend; Summer visitation of approximately 4-6 weeks and Alternating Holidays.

      Joint Custody

      Many states are now 'urging' parents to work together for the benefit of the children and reach a 'joint custody' agreement. Joint custody is seldom a 50:50 time sharing of children. It is more accurately a 50:50 sharing of responsibility and participating in the decision making process in matters that affect the children. Generally, one parent is named as the 'primary' joint custodian and the other parent is granted visitation "at all times mutually agreed" and failing agreement, under the terms of the state's standard visitation policy. the primary joint custodian typically retains the decision making authority to determine the child's primary residence and school; and to designate such things as the child's primary physician.

      the following are parenting plan options included in theOnline Worksheet/Order Formavailable for printing directly from the net:VISITATION:(choose one)
      _______Custody, Visitation, SupportBy Agreement_______Custody, Visitation, Support to bedetermined by the Court

      Unless you specify otherwise the parent who does not have primary physical custody will be presumed to have visitation with the child(ren) and the paperwork will be done accordingly.

      • If otherwise please specify i.e. (no visitation, or supervised visitation only)__________________________________________________________

      STANDARD VISITATION?NOTEthe Standard Visitation Schedule provides that parents are free to visit their childrenAT ALL TIMES MUTUALLY AGREEDBUT Provides that if you can't agree, then the Standard Schedule is already in place guaranteeing a minimum visitation periods of generally ALTERNATING WEEKENDS, HOLIDAYS AND SUMMER VISITATION etc.)
      Use the standard visitation schedule?YES NO
      IF NOT STANDARD VISITATIONspecify other visitation As follows:
      Specify__________________________________________________________
      ____________________________________________________________
      JOINT CUSTODY?__YES___NO__ (Even if Joint Custody; list who the children will primarily live with above in the child(ren)'s information and visitation choice

      CHILD SUPPORT:

      ____NO CHILD SUPPORTTO BE PAID BY EItheR PARENT
      DOES the PARENT TO HAVE CUSTODY RECEIVE AFDC?__YES__NO

      • IF YES: How much is the MONTHLY AFDC benefit? $______

      AGREED CHILD SUPPORT:$_____________ per month
      Parent to pay child support_________________________________

      MEDICAL INSURANCE FOR CHILDRENWhich parent is to provide medical health insurance for the children?__________________________

      ***PARENTING PLANfor CHILD CUSTODY, VISITATION, AND SUPPORT

      CUSTODY

      • _____Joint Legal & Physical Custody:Husband and wife shall jointly share the legal and physical custody and care of their minor children and shall be guided by the following terms and conditions: (attach sheet detailing your parenting plan providing for the care, control, and support of your child(ren))
      • _____Joint Legal Custody with Primary Physical Custody:Husband and wife shall jointly share the legal custody of their minor child(ren), and ______________________________ shall have the primary physical custody of the child(ren) and shall be guided by the following terms and conditions:
        • _____Standard Visitation for non-custodial parent
        • _____ Parenting Plan for visitation attached
      • ______Sole Custody with Visitation___________________ shall have the sole legal and physical custody of the minor child(ren), subject to the right of the non-custodial parent to visit with and temporarily take possession of the child(ren) as follows:
        • ____Standard Visitation for non-custodial parent
        • _____ Parenting Plan for visitation attached as separate sheet.

      ADDITIONAL PARENTING PLAN PROVISIONSchoose any or all that apply

      • _____Neither parent shall conceal a child's whereaboutsfrom the other parent nor remove a child from the state of the child's current residence for more than _____ days without the prior written consent of the other parent.
      • _____ thechild's primary residence shall remainin the state of ___________________ (and) in the county of ______________________ unless prior written consent of the other parent is given or until further order of the court.
      • _____ thechild(ren) will keep the father's surnameand not take on the Mother's maiden name or name of any new spouse, at least until the child is eighteen years of age and is old enough to make that decision for themselves.
      • _____ thechild(ren) will be raised in the ___________________ religionwith ______________________ to be primarily responsible for the child's religious training.
      • _____ the followinggrandparent(s) ____________________________ will succeed the non-custodial parentin their rights of visitation with and temporary possession of the child(ren) in case the non-custodial parent, with visitation and temporary possession rights, dies before the child(ren) are eighteen years old.
      ** attach a separate sheet detailing additional provisions not provided for above
    • Child Support:to be paid by__________________________(the Obligor), paid to ____________________________ for the benefit of the child(ren)
    • _____No child support- Skip this section
      • **Most state's child support guidelines generally provide for child support to be determined as a percentage of the Obligor's "net" (take home pay) MONTHLY resources as follows: 1 child = 20% of net , 2 children = 25%, 3 children = 30%, 4 children = 35%; as older children become 18 or are no longer entitled to support, child support typically decreases by the percentage allotted for each child (roughly 5% per child).IFyou want child support to decrease as each child becomes ineligible, indicate the amount support will decrease by below. Forexampleif child support for 2 children is to be $400 per month and reduce by 5% as each child reaches 18; support will be reduced 5% of $400 = $80 reduction for each child.
        **Notethe cost of medical insurance and child care is not included in the above percentages, and
      • $____________ Amount of MONTHLY child support (total for all children)
      • $____________ Amount support will be reduced by as each child reaches 18 (if any)

    • ___Medical health Insurancefor the child(ren):
      • ____________________________ will obtain, maintain, and pay the cost of, a medical health care insurance policy for each child entitled to child support.
      • Formedical expenses not covered by insurance,the father shall pay _______ % and the Mother shall pay _______%

    • ___Child Carerequired for both parents to work
      • __________________________ shall pay to ________________________ for child care a total of $___________ per month, payable in advance on the ____ day of each month, to begin on __________________19___ and continuing as long as child care is necessary AND ACTUALLY being paid.

    • ____Life Insurance:To ensure that funds are available to adequately support the minor child(ren), ____________________ (i.e. Father, Mother, both) parent(s) will carry and maintain a policy of life insurance in the amount of $____________, and shall name as the sole irrevocable beneficiary of the policy ___________________ (ie. other parent or minor child(ren)), and shall not borrow, assign, or otherwise encumber said policy.

    • ____ the child support obligation shall terminate upon the death of the parent receiving the child support provided the payor assumes full custody of the child(ren), otherwise, the support obligation shall continue being paid to the Seventh party assuming primary custody and child rearing responsibility for the child(ren) as successor to the primary custodial parent.

        **Note;the above list of options for developing your parenting plan is not intended to include all possibilities or circumstances and is only provided for your general information and educational purposes;attach an additional sheet detailing any provisions of your Parenting Plan not included in the above list of the most commonly used provisions.

        About the National Divorce & Bankruptcy Center

        the National Divorce & Bankruptcy Center is a division of Pro Se Publications, Self-Help Center, which began in May of 1994 and provides the public with easy and inexpensive access to the courts without the expense of hiring a lawyer. We help you better inform yourself about laws and legal procedures so that you can make your own informed decisions - about the legal actions that affect your life. We provide services at low cost because we are not lawyers and do not give legal advice. Instead, our service is limited to providing you with self-help information and providing quality legal document preparation.

        IN SHORT - We Help Our Customers Solve their Own Legal Problems without the Expense of Hiring A Lawyer.

        Document Preparation; the Paperwork

        After you have made your decisions about the issues that impact your life and the life of your family, you will need to complete the Divorce information form, indicating those decisions, so that your paperwork can be processed. Once you have completed the informational form, simply return it to our office. Your completed paperwork will be returned to you ready to be filed within 2 business days (most within 24 hours), along with procedural information to 'guide' you through the process from filing your initial documents to walking out of the courthouse a newly divorced person.

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