HOW TO WIN YOUR PERSONAL INJURY
CLAIM
Regardless of how careful you are, the odds are still pretty good that at some time in your life you will be injured due to the carelessness of someone else, or the result of an unfortunate set of circumstances.
Americans have long realized that insurance companies are founded on one basic principal - Paying out in claims less than they collect in premiums. By their very nature, insurance companies are structured to pay the least amount to settle a claim they can get away with. Despite what their advertisements and agents would have you believe - you are not "in good hands" with an insurance company. Your best interest is not what insurance companies have as their primary concern - profit is!
With the right information anyone can handle their own
personal injury claim and save for yourself the 40-50% you would
pay a lawyer
Check out all of our books at our
main publication site.
INTRODUCTION
You don't have to go to law school to handle most personal injury claims. Common sense, persistence and patience are the keys to achieving a fair and full settlement of an insurance claim.
What most people need is not a lawyer to handle the process for them. What they need is information. Information about how the process of insurance claims 'really works; saving for themselves the 40%-50% off the top of their settlement that can quickly go to a lawyer. After all- who will work harder to get you the fairest and most dollar value out of your personal injury in the shortest amount of time than you?
Personal injuries can occur in a wide variety of ways. The following is only a partial listing of the most frequently occurring personal injury accidents and resulting claims:
Much like insurance companies, the medical services industry, does not have your best interest as their primary concern. Both medical services providers and insurance companies are large impersonal organizations founded first and foremost to make a profit.
They are also the two least regulated mega-profit machines that have ever developed in a free society.
There is nothing inherently wrong with making a profit - it is the cornerstone of the American economy. What is cause for concern, are the methods used to make a profit in both the insurance and medical industries. I
insurance companies will get 12 cents of every dollar you make; whether you are ever involved in an accident or not; for such necessities as home, car, health, and life insurance. It is almost certain that the medical industry will take an even larger percentage of your every dollar.
Although the insurance and medical industries continue to blame each other for their own rising costs, both are intertwined in a never-ending maze that allows them both to profit at the expense of you - the consumer - particularly the injured consumer. Unfortunately all efforts to provide a national health care system guaranteeing a minimum standard of health care for all American citizens has as yet been wholly unsuccessful. It is no surprise that both the medical and insurance industry giants have lobbied the hardest and fought tirelessly to guarantee their own monopoly of services continues virtually unchecked; working for the defeat of any attempt to provide a national health care system.
America ranks last in providing a safety net for its citizens who, due to no fault of their own, are injured and unable to work or be self supporting. Social Security Disability which does offer some protection for those suffering permanent disabling conditions, is of very little, or more often, no help to those countless numbers of citizens who are severely injured but do not meet the strict requirements of being 'permanently disabled as defined by Social Security.
Lastly there are the lawyers. It is not surprising that the laws favor lawyers and their continued success. After all - most legislators in both the state and federal system are lawyers. Lawyers routinely take anywhere from 33% - 50% off the top of all moneys collected for their clients in a personal injury claim. Much like the insurance and medical industries, the legal industry is largely unregulated.
The three largest and least regulated industries in the world are also the three industries who stand to profit the most from your personal injury;
Many of those who have found themselves injured have been shocked to realize that virtually every where they turn for help - for services - everyone is making a huge profit from their injury.
By better understanding the processes and procedures, as well as the criteria and standards used to evaluate a claim for compensation for a personal injury, a claimant can greatly improve the likelihood that their claim will be approved and benefits will actually be received.
It is very difficult, if not darn near impossible, to win at a game where you don't know the rules and requirements.
If only the person making the decision about your very survival knows what the rules are, you have no way of knowing if they are in fact fairly applying the rules to your claim.
Unless you educate yourself and know what the rules and standards are that should be applied to your claim, you will never know if the criteria were properly applied to your situation.
Payment is currently accepted by: Money Order, Cashiers Checks and Personal
Checks made payable to:
Pro Se Publications
3707 Herring Lane
Wichita Falls,
Texas 76302
Orders will be shipped within 24 hours of receipt of payment (money order or cashiers check, or upon clearance of personal check).
Please be sure to specify the format, i.e. WP(Word Perfect), MS (Microsoft Works), or ASCII on your order. All unspecified orders will be shipped in universal ASCII Text. "divorcehelp@sw.rr.com
Check out all of our books at
our main publication site.
Check out our at: Main Information Site Index